Smart Cash Refi helps homeowners across the U.S. explore
mortgage refinance options with guidance tailored to
their financial goals and homeownership needs.
Chat & SMS Consent Notice: By engaging with our chat widget, you may consent to receive SMS
messages from Home Mortgage Alliance Corporation (DBA Smart Cash Refi)
regarding your refinance inquiry. Message frequency varies. Msg & data rates may apply. Reply
STOP to opt out anytime. Reply HELP for assistance. View our Privacy Policy. Mobile opt-in data is
never shared with third parties for marketing.
Whether you want a lower rate, shorter term, or access to your home equity,
our licensed team finds the right loan for your situation.
Our streamlined process gets you from first conversation to funded loan with
minimal stress and full transparency.
Smart Cash Refi uses SMS to keep you informed about your refinance inquiry,
loan status, and rate opportunities. Here is exactly how our program works.
Mortgage refinance rate alerts relevant to your loan type
Appointment confirmations and reminders with your loan officer
Loan application status updates during processing
Document request notifications during underwriting
Closing date confirmations and pre-closing reminders
Follow-up messages related to your specific refinance inquiry
Message Frequency: Varies โ typically 2 to 6 messages per month.
Cost: Message & data rates may apply from your mobile carrier.
Opt-Out: Reply STOP at any time to unsubscribe immediately.
Data Sharing: Mobile opt-in data is never shared with third parties for marketing. See our Privacy Policy.
Reply STOP to immediately unsubscribe. You will receive: "You have been unsubscribed from DBA Smart Cash Refi SMS. No further messages will be sent. Help: 310-503-7071. Home Mortgage Alliance Corp Team United Funding Co."
Reply HELP for support info: "DBA Smart Cash Refi by Home Mortgage Alliance Corporation (DBA) Smartcashrefi. Call 310-503-7071 or email [email protected]. Reply STOP to unsubscribe. Msg&Data rates may apply."
Previously opted out? Reply START to re-subscribe and resume receiving loan updates and rate alerts from our team.
Reply INFO to receive a summary of our SMS program details, opt-out instructions, and full contact information.
Smart Cash Refi is a DBA of Home Mortgage Alliance Corporation, licensed residential mortgage companies. All loan products subject
to credit and property approval.
(DBA) Smart Cash Refi is a trade name operated by Home Mortgage Alliance Corporation โ licensed residential mortgage companies specializing in refinance transactions for homeowners across the United States.
We are federally regulated mortgage originators complying with RESPA, TILA, the CFPB, and applicable state licensing requirements. Our loan officers are licensed professionals committed to transparent, ethical lending.
We do not engage in payday lending, auto title loans, personal loans, or any predatory lending practices. Our sole focus is residential mortgage refinancing for homeowners seeking better loan terms.
Our team is available Monday through Friday 8am to 6pm. Use the chat widget on
this page to connect with us instantly โ no forms required.
A DBA of Home Mortgage Alliance Corporation. Licensed residential mortgage companies. NMLS# 242269. All loan products subject to credit and property approval. Equal Housing Opportunity Lender. Not affiliated with any government agency. This is not an offer to lend. Terms subject to change.
ยฉ 2026 Smart Cash Refi ยท A DBA of Home Mortgage Alliance Corporation ยท NMLS# 242269 ยท 4 Hutton Centre Dr #500 Santa Ana, CA 92707 ยท +13105037071 ยท [email protected]
Equal Housing Opportunity Lender. All loans subject to underwriting approval. Not a commitment to lend. Rates subject to change without notice.