Terms of Service
Agreement to Terms
These Terms of Service ("Terms") govern your use of the website located at https://smartcashrefi.com and any related services provided by Home Mortgage Alliance Corporation (DBA) Smartcashrefi.
By accessing this website or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
Description of Services
Home Mortgage Alliance Corporation (DBA) Smartcashrefi provides mortgage and real estate-related services, including cash-out refinance consultations, loan qualification assistance, and related financial services.
We use GoHighLevel (GHL), a customer relationship management platform, to manage communications, marketing campaigns, and customer interactions. Through this system, users may receive communications via email, phone calls, voicemail drops, and SMS/text messaging.
All SMS communications are sent only to users who have provided explicit consent through separate, optional opt-in selections.
User Responsibilities
By using our services, you agree to:
Provide accurate and complete information when submitting forms
Use our website and services only for lawful purposes
Not misuse or attempt to disrupt our systems or services
Ensure that any contact information you provide belongs to you or that you have permission to use it
Acceptable Use
You agree not to:
Use our services for fraudulent or unlawful activities
Attempt to gain unauthorized access to our systems
Interfere with or disrupt the integrity or performance of our services
Use automated systems to interact with our website without permission
Payments & Billing
We do not collect payments directly through this website or funnel. All consultations and services are provided without online payment processing through this platform.
Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Home Mortgage Alliance Corporation (DBA) Smartcashrefi and is protected by applicable intellectual property laws.
You may not copy, reproduce, or distribute any content without prior written permission.
SMS Messaging Terms
Users who visit https://smartcashrefi.com and interact with our website, forms, or chat widget may voluntarily provide their contact information, including their mobile phone number.
During submission, users are presented with separate, optional checkboxes to choose how they would like to receive communications from Home Mortgage Alliance Corporation (DBA) Smartcashrefi.
Users may independently opt in to receive:
• Customer support messages related to their inquiry, application, or requested services
• Promotional and follow-up messages, including marketing offers and updates
Each checkbox represents a separate and distinct form of consent. Users may choose to opt into one, both, or neither type of communication. Consent to receive SMS messages is not a condition of purchase or use of our services.
If a user opts in to receive SMS messages, they agree to receive text messages from Home Mortgage Alliance Corporation (DBA) Smartcashrefi. Message frequency may vary based on user interaction. Message and data rates may apply.
Users can opt out of SMS communications at any time by replying STOP to any message received. After sending STOP, users will receive a confirmation message and will no longer receive SMS messages unless they opt in again.
For assistance, users may reply HELP or contact us at [email protected] or +1 310-503-7071.
Carriers are not liable for delayed or undelivered messages.
Home Mortgage Alliance Corporation (DBA) Smartcashrefi does not sell, rent, or share mobile numbers or messaging consent with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent are not shared with any third parties except for service providers necessary to deliver messaging services.
If you have any questions regarding privacy, please read our privacy policy: https://smartcashrefi.com/privacy-policy
Disclaimers
Our services are provided "as is" and "as available." We do not guarantee the accuracy, completeness, or suitability of any information provided through our website or communications.
Mortgage approvals, rates, and terms are subject to lender approval and individual financial circumstances.
Limitation of Liability
To the fullest extent permitted by law, Home Mortgage Alliance Corporation (DBA) Smartcashrefi shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
Indemnification
You agree to indemnify and hold harmless Home Mortgage Alliance Corporation (DBA) Smartcashrefi, its affiliates, and employees from any claims, damages, or expenses resulting from your use of our services or violation of these Terms.
Termination
We reserve the right to suspend or terminate your access to our services at any time, without prior notice, if you violate these Terms or engage in prohibited activities.
Governing Law
These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.
Changes to Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of those changes.
Contact Information
Home Mortgage Alliance Corporation
4 Hutton Centre Dr #500
Santa Ana, CA 92707
United States
Email: [email protected]
Phone: +1 310-503-7071